Gayle Curtin

A veteran of more than 40 years’ experience in the insurance industry, Gayle has eight years’ experience as an independent agent and worked the remaining time in commercial lines on the carrier side. Roles included underwriting, product development, and training independent agents on ISO coverages.

Gayle earned a Masters in Education from Colorado State University as well as several industry designations from The National Alliance and The Institutes. Among those are CPCU, CIC, and CRM. She holds a Tennessee P&C agent’s license.

The impetus for My Thoughts Exactly! Essays on General Liability Underwriting was Gayle’s extensive insurance background and underwriting mindset. Over more than 20 years of taking underwriting referrals and auditing files left her with a lot to say about risk analysis and the art of thinking, generally. Her first book garnered a five-star review from Literary Titan, which also granted her the Literary Titan Gold Award.

Gayle is now retired from corporate life and has discovered the pleasure of thinking for thinking’s sake and writing to sort out the results of those thoughts in her East Tennessee home with her husband and two rescue cats. She will be releasing her next book in the first quarter of 2024. The novella will address poor relationship choices and their consequences—both good and bad.

Contact Gayle at for questions or speaker requests. She can also be found at:

Gayle’s Website

Gayle on Facebook